NMLS#: 448785

Cell: 949-294-3841
eFax: 844-886-1621

I began my  career in the Mortgage Industry in 2002.  This was a very incredible time to start in the industry as it was in the height of the SubPrime Market.  I worked for a few mortgage companies within my first few years which included American Home Loans, Novastar Mortgage and  Home Advantage Funding.  When the market collapsed in 2007 I decided that a Retail banking institution would serve my clients better and I went to work for Wells Fargo Home Mortgage in 2008.  In 2009 I received my Certified Military Mortgage Specialist credential to assist the Military Veteran Community.  I come from a Military family.  My husband was an Officer in the US Army, My father was in the US Army and my father in law was in the US Navy.

With a very diverse array of mortgage products, I am able to assist all types of home buyers with standard products like FHA, VA and Conventional as well as Jumbo Loans. I excel with first time home buyer programs like the CALHFA (California Housing Finance Agency) and USDA (United States Department of Agriculture) as well as my Certification as a Military Mortgage Specialist.  In addition, I have closed over 40 Manufactured home loans in my last 4 years.

I am Married, and recently celebrated my 11 year anniversary.  I am extremely thankful for our beautiful 6-year-old daughter and my husband who was the one who encouraged me to pursue my career in the mortgage industry.  When I am not being a wife, a mom or at work, I am an avid golfer with a current handicap index of 16 and working to improve that.   I am very active in my community through my involvement with the Women’s Council of Realtors, The Inland Gateway Association of Realtors ( I earned the Affiliate of the Year Award in 2013 ) and Veterans Association of Real Estate Professionals.

I am so thankful for my career and for my family for allowing me the opportunity to do what I love which is to Help Homeowners Achieve the Dream.

  • "Vanessa did a fantastic job of guiding us through our home purchase. From the first time I spoke to her on the phone, she was very friendly and took the time to thoroughly answer all of my questions. Once we made an offer on the home, she made sure to keep in constant communication with us, and was extremely quick to respond to any questions or concerns we had. Anyone who has purchased a property knows that it's pretty hectic, but we felt confident with Vanessa representing us. There were definitely more than a couple challenges that came up during the home-buying process, and Vanessa handled them like a true professional, stepping in to resolve issues that could have derailed the purchase. Vanessa is truly the BEST!!"
    9/6/17 – Vanessa
  • "Did a great job, very attentive and managed problems right away. Vanessa was very courteous and encouraging when deadlines were short. She was a pleasure to work with through this process."
    9/5/17 – Vanessa
  • "Working with Vanessa on our VA loan was a wonderful experience. We shopped around a few known lenders and NO one was able to give us the one on one educational experience or beat her pricing. Vanessa made sure we completely understood the process, knew what to expect, were updated weekly and when circumstances changed she showed up in person to map out what was going on with all of our options to make sure we completely understood what we were getting and what our options meant to us. Even when circumstances changed we were not worried because she explained everything up front. She truly took away our worries of the loan and not only that she answered questions upfront that many lenders did not know about VA loans."
    9/5/17 – Vanessa
  • "Vanessa is an excellent lender and truly cares about her clients. We always felt like she was looking out for our best interest and we were not just another account for her. Regardless of the time of day Vanessa was always there to assist us. I highly recommend you give Vanessa a call if you are looking for a lender."
    7/31/17 – Vanessa
  • "Vanessa is an absolute godsend...by far the best mortgage advisor to work with. For us, she managed VA and conventional loans in two separate states, including a purchase and a refinance. Her expertise and dedication turned a possible nightmare situation (time constraints) into a viable working solution. Without her, we would have incurred thousands more in costs. We will definitely use Vanessa for all of our future mortgage needs and highly recommend her for yours. You will be thankful."
    7/28/17 – Vanessa
  • "I would strongly recommend (Vanessa Henderson) and Pacific Sunbelt Mortgage because of their professionalism and friendly attitude, they were thorough and accurate."
    11/11/17 – Vanessa


  • This field is for validation purposes and should be left unchanged.