NMLS#: 256576

Tel: 951-299-0352
Cell: 714-469-0881
Fax: 844-337-5688

24 years in the mortgage business working exclusively with builder referred home buyers. Experience, integrity, product knowledge. Licensed California Real Estate Broker MBA.



  • "Professional and trustworthy"
  • "Great service, exceeded expectation."
  • "Todd Waterson and his team were all helpful during this process. We were given good advice and also informed of what to expect when beginning the process for the specific loan we needed."
  • "Lender (Todd) was great. Made things simple for me. Communicated well with me. Kept me informed on the progress of the loan and the list they provided me in the beginning, made it easy for me to keep track of what I needed to give them. They were friendly and always available to answer my questions."
  • "Todd was an absolute blessing. Seriously the best buying experience we have ever had."
  • "Todd, you never cease to amaze me with the amount of dedication and service you provide. Woodside made a great choice with you. I've told you this before but I'll say it again... I've had many loan reps in my career, however you are by far the best I have ever come across.... This would be why our capture rate here in OAK RIDGE is high. Keep up the great work Todd."
  • "Todd and his team were excellent"
  • "Everyone I dealt with was perfect could not of asked for better. From helping us get our credit up before locking in rates to answering the million questions We had to walking us through every process and giving us ample time to get all paperwork in before deadlines. They were all nice and up beat not just pushing paper but taking time to help us not be too stressed about the process."
    Todd – 10-17-17
  • "People at Pacific Sunbelt Mortgage are special. They have the knowledge and the professional know how that is needed in today's market. Mr. Todd and Ms. Tran were outstanding from beginning to end. Thank you."
    11/11/17 – Todd
  • "Absolutely recommend Pacific Sunbelt Mortgage. Todd Waterson did a great job of explaining everything in great detail. This was especially helpful as a first time home buyer."
    11/22/17 – Todd Waterson
  • "Go see Todd!"
    2/20/18 – Todd
  • "I would start out by sharing our experience from start to finish. I would refer them to Todd and Nicole, they were both very helpful, they're costumer service and understanding of our needs was refreshing. I felt like they cared about all and any of our questions and concerns. They kept us updated during this long process and during the waiting period and if something changed we were informed right ways. Thank you very much."
    2/8/18 – Todd
  • "I really enjoyed that the team was able to get everything for my husband and me considering I used my VA loan. I did not have to call the VA and ask for any paperwork or deal with long phone calls. Everyone was very kind and helped us understand the break down of how long the process was going to be and what to expect in case something did not go as planned. The entire team worked together for a very easy first time experience. I would go through Todd Waterson and Pacific Sunbelt Mortgage again in the future for any other property."
    6/19/18 – Todd Waterson


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