• “Ryan and his team (Tran) are terrific!!! They are professional and knowledgeable. They got me a great rate and were able to close my loan quickly. I could not have asked for a better team to work with. Would definitely recommend Ryan!”
    Ryan and Tran team testimonial
  • Jeff Black
    “Thank you Champ!!! Heck yahhhhhh... I don't know what to say to you (Jeff Blackey)... but you're next to Jesus in my life history!”
  • “I cannot say enough positive things about Anita Krikes. She made our experience so positive and enjoyable. Very thankful to have her on our team. She was professional, prompt, customer focused and got the job done on the needed timeline.”
    Anita customer
  • “Jason and Candy, I hope you are both doing well. Lindsay and I are officially all moved in to our home and can't thank you both enough for all your help! I wrote a letter detailing my experience working with Pacific Sunbelt Mortgage. I trust that you will both forward this along to your direct supervisors and whoever else that needs to know what exemplary work you both do for your clients!” ~ Derek
  • "Adrianne was phenomenal! I would highly recommend her and would use her again in the future."
  • "The lender reps were very knowledgeable and notified me in a timely manner. Thank you."
  • "Alex and Nicole from Pacific Sunbelt Mortgage, although we never met either of them in person, were friendly and explanatory throughout the loan process. Their attention and customer service never disappointed."
  • "Danny and everyone on the team that worked on my loan at Pacific Sunbelt was amazing to work with."
  • "Jeff Blackey constantly kept in email contact with me. Told me everything he needed by specific dates. We were in Escrow and closed in about a month. I never thought it would be that easy. Because they were on top of it every day, made my life a lot easier."
  • "Todd Waterson and his team were all helpful during this process. We were given good advice and also informed of what to expect when beginning the process for the specific loan we needed."
  • "Todd was an absolute blessing. Seriously the best buying experience we have ever had."
  • "Todd, you never cease to amaze me with the amount of dedication and service you provide. Woodside made a great choice with you. I've told you this before but I'll say it again... I've had many loan reps in my career, however you are by far the best I have ever come across.... This would be why our capture rate here in OAK RIDGE is high. Keep up the great work Todd."
  • "I'd like to extend my gratitude to Leo and all the great associates involved in the process of acquiring my condo. Everything was concluded without any unnecessary efforts and I'm very satisfied with the conclusion as well as the community that I now call home."
    9/7/17 – Leo
  • "Very happy we opted for Woodside's preferred lender (Jeff Blackey). It was clear he was looking out for our best interest. Did a great job and tolerated all the emails with questions. Answered very promptly and completely."
    9/28/17 – Jeff
  • "Adrianne Pozzi is amazing and very helpful. I loved working with her and would recommend her to anyone!"
    10/1/17 – Adrianne
  • "Our lender was Jeff Blackey with Pacific Sunbelt Mortgage. He answered our questions and concerns very quickly, often responding to emails outside of normal business hours. He put us at ease throughout the lending process."
    Jeff – 10/11
  • "Adrianne was so awesome through out the entire process! Allowed us to call her anytime even later after business hours to explain the process and what we needed to do. Everything was crystal clear and explained in thorough detail so we never left her office or a phone call with any doubt or questions about the loan process. So glad we decided to go with her on our first purchase. Thanks for everything Adrianne!"
    10/24/17 – Adrianne
  • "I would strongly recommend (Pacific Sunbelt Mortgage) because they were professional, friendly, and accurate. Anita Krikes did her job above and beyond by always having correct answers and traveling out of her way to meet with us. She was fantastic!"
    11/14/17 – Anita
  • "I have never had such care and such a committed person such as Danny. He was there more than 100% and would recommend Pacific Sunbelt Mortgage. Tran was so wonderful also. (Danny) I have never seen a person work so hard, he is a great asset to PSM. Thank you all for a wonderful and none stressful experience."
    11/13/17 – Danny
  • "I would strongly recommend (Vanessa Henderson) and Pacific Sunbelt Mortgage because of their professionalism and friendly attitude, they were thorough and accurate."
    11/11/17 – Vanessa
  • "People at Pacific Sunbelt Mortgage are special. They have the knowledge and the professional know how that is needed in today's market. Mr. Todd and Ms. Tran were outstanding from beginning to end. Thank you."
    11/11/17 – Todd
  • "This was the easiest loan process that we have ever gone through. We would use them again. Anita was just a joy to work with--I bet no one's ever said that about a loan before. Anita was truly professional yet felt like family. Awesome!!!"
    11/7/17 – Anita
  • "I would gladly recommend Jeff Blackey and Pacific Sunbelt Mortgage to others. Very respectful, prompt and good presentation."
    11/21/17 – Jeff
  • "Absolutely recommend Pacific Sunbelt Mortgage. Todd Waterson did a great job of explaining everything in great detail. This was especially helpful as a first time home buyer."
    11/22/17 – Todd Waterson
  • "Pacific Sunbelt Mortgage made me feel comfortable, confident, and up to date on every step all the way to day of closing. Awesome people. Really!!"
    1/30/18 – Anita
  • "Go through Adrianne Pozzi and Pacific Sunbelt Mortgage to help you through your loan process. Highly recommend!"
    2/6/18 – Adrianne
  • This company (Pacific Sunbelt Mortgage) is excellent. Aaron is the reason I have a house today. He took the bull by the horn’s and made it happen. I would definitely recommend this company to my friends and family great job Aaron."
    2/15/18 -Aaron
  • "Pacific Sunbelt Mortgage has friendly and professional service and will get your closing on time! My representative, Ryan Walter, could be reached at any time for questions and just for general support. All others involved I can say the same as they were very helpful in the process and very friendly and courteous. They also worked hard to get the best possible rates and discounts! I would recommend Pacific Sunbelt Mortgage in a home purchase."
    Ryan Walter – 1/31
  • "Everybody involved in the purchase of my home was very professional, proficient, knowledgeable, courteous and more than willing to go the extra step in an effort to provide expedient and well-informed service. Ryan Walter was integral in seeing this loan through from start to finish. I am very impressed with his knowledge, patience and ability to explain the details and nuances of this type of purchase in such a way the regular guy like me can understand. Jana deserves high grades as well. Overall, I am very happy with the process and results of this purchase. I would recommend Pacific Sunbelt Mortgage to not only my best friend, but all my friends and family. Thank you."
    3/30/18 – Ryan
  • "Ryan Walter and Pacific Sunbelt Mortgage will make your experience of buying a house easy. They constantly communicate the progress of your paperwork and are always ready to answer any questions or discuss any concerns. They are very professional and friendly. I strongly recommend their services."
    4/12/18 – Ryan
  • "Best lender I've ever worked with. The have loan products that are way above and beyond other lenders. (Other) lenders were not able to find a product for me. Ryan Walter and Pacific Sunbelt Mortgage made it work!"
    5/29/2018 – Ryan Walter
  • "I highly recommend Ryan Walter and Pacific Sunbelt Mortgage. I have worked with a lot of mortgage companies and PSM is at a completely different level. They offered products and solutions the builder's lenders could not provide and they had amazing service as well. You wouldn't find a better lender to work with."
    5/31/18 – Ryan Walter
  • "I really enjoyed that the team was able to get everything for my husband and me considering I used my VA loan. I did not have to call the VA and ask for any paperwork or deal with long phone calls. Everyone was very kind and helped us understand the break down of how long the process was going to be and what to expect in case something did not go as planned. The entire team worked together for a very easy first time experience. I would go through Todd Waterson and Pacific Sunbelt Mortgage again in the future for any other property."
    6/19/18 – Todd Waterson
  • "Mr. McDaniel walked us through our mortgage process with little to no hassles, any questions or concerns that we had he explained completely and followed through on everything he said he was going to do. I would recommend Pacific Sunbelt Mortgage as they also followed through and Aaron McDaniel as your loan advisor. Aaron was very personable and even took the time to meet with us at our new location. He has been in touch with us on occasion to check to see how things are going along, that is definitely a personal touch which in today's business is a rarity."
    6/30/18 – Aaron

Low Fixed Rate Mortgage

Take advantage of our low 30-year and 15-year conventional mortgage rates which are at an all time low.

3.5% down FHA Loans

Great for new home buyers, FHA loans have less rigorous lending standards and lower down-payment requirements.

100% VA Financing

No down payment is required for qualified veterans, reservists and active service members who have low to moderate income.

Competitive Jumbo Loans

We offer competitive fixed and adjustable rates for mortgage amounts in excess of the conforming limit of $484,350 for a one-unit property.


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